Rates and terms associated with each apartment loan type will vary based on factors such as credit score, property location, and owner-occupancy stipulations. Existing apartment buildings needing repairs or renovations can also be funded by utilizing apartment complex financing.
This guide breaks down the six main loan types, current rates as of February 2026, qualification requirements, and which loan fits which investment scenario. For a broader overview including life company and mezzanine options, see our complete commercial real estate financing guide.
Finance 5+ unit apartment buildings with investor-focused multifamily loan programs. Learn about DSCR, bridge, and commercial multifamily options.
Discover how to secure financing for apartment building investments. Learn about loan options, requirements, and strategies to boost approval chances.
This guide covers everything you need to know about using SBA loans for apartment buildings with 5 to 50 units in 2026, including the 51% occupancy rule, cap rate and NOI analysis, environmental reviews, management experience requirements, and rehab financing strategies.
The 7 best apartment building rehab loans in America, are ranked based on maximum loan to cost, interest rate, loan term, what it takes to qualify and customer satisfaction.
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